Sunday, October 6, 2019
Prescribed methods and tools can be developed for all consulting jobs Essay - 1
Prescribed methods and tools can be developed for all consulting jobs because all Organisations eventually have the same type of problems - Essay Example many organisations to seek advanced management concepts, lean production through Total Quality Management, business process re-engineering (BPR) techniques, and leveraging. Leveraging mainly refers to the techniques of multiplying gains and losses. In this regard, leveraging ratio cannot be avoided by organisations. Leveraging ratio is typically the amount of organizationââ¬â¢s equity in relation to debt. This aspect, in management consultancy, implies to the knowledge and skills that an organisations has in terms of human capital to what the organisations lacks according to Carmeli (2005). Organisations are constantly striving to improve efficiency, as such; consultants bring with them a multitude of tools and methods, many of which can add great value to the client (Oââ¬â¢Mahoney & Markham 2013). The consulting industry is broad and encompasses a wide range of projects. Any organization for instance, an organisation might require changes to its human resource structure, as seen throughout ROLE PLAY (?). Management consultancy is a new form of management that deals with execution of ideas and knowledge, and therefore it requires commodification of knowledge in its expansion. Commodification in this context means the process of transforming management ideas in a particular manner that can be sold on a market for management solutions (Heusinkveld & Benders, 2005). The process of knowledge commodification is unproblematic and linear since it is concerned with only turning new ideas into marketable commodities. Therefore, methods and techniques used in management consultancy are applicable to all organisations; as all organisations strive for ideas that are marketable. Consulting firms are capable of packing management knowledge into a saleable form then they transmit these solutions by advising the organization appropriately. Most organizations are profit and growth driven, and the techniques developed by consulting companies should be the same. Demand for new
Friday, October 4, 2019
Media represent females at a particular sporting event-wimbledon event Literature review
Media represent females at a particular sporting event-wimbledon event upcoming one for this year - Literature review Example Research Hypothesis The above mentioned research questions, in a broader sense will be explored and analyzed to test and validate the below mentioned research hypothesis: The media representation of females in the sporting events is biased and prejudiced. Justification for Using the Qualitative Approach to Test the Research Hypothesis The given research will exploit the qualitative methods and approaches to test the proposed research hypothesis. A qualitative approach is highly suitable for testing the proposed hypothesis owing to a variety of reasons. Not to say, that a qualitative approach towards research has its specific advantages and flaws. Qualitative research has primarily to do with the qualitative phenomena that are the phenomena that have to do with quality or kind (Newman & Benz 1998). For example, in the research under consideration, the qualitative research undertaken will have to do with the quality or kind of the media representation of women in sporting events. Quali tative research is a valid form of scientific research. Qualitative research tends to sort out answers to questions. It adheres to s systematic and predefined procedure used for testing a research hypothesis. ... the undertaken research is not only to test the proposed hypothesis but also to cull out insights that are of relevance to the future research in related disciplines. In the context of the research topic under consideration, a qualitative approach will be highly suitable in exploring the values, behaviour and attitude of media towards the representation of women in sporting events. This qualitative research will provide the research scholar with the complex textual information regarding how people experience the representation of women in sporting events and what do they think about it. Besides, it will solicit information regarding the human side of the issue under consideration (Phillimore & Goodson 2004). It will help the research scholar better understand and interpret the complicated reality pertaining to the media representation of women in sporting events and its implications for further research in varied disciplines. The nature of the research hypothesis to be tested is such that it defies all attempts to quantify or accurately measure the type and nature of media representation of women in sporting events, and hence a quantitative approach will not be suitable and appropriate (Lankshear & Knobel 2004). A qualitative approach towards the proposed research offers varied advantages over a quantitative approach. The first and foremost advantage of qualitative research is that it accords a great degree of flexibility to the research scholar (Bowling 2002). The quantitative methods are usually inflexible and are mostly not appropriate for testing the type and kind of research hypothesis under consideration. When it comes to quantitative research, the common methods it uses to collect data such as questionnaires and surveys do tend to pose the same questions to all
Thursday, October 3, 2019
Mia philippines Essay Example for Free
Mia philippines Essay The Philippines was first put on the map by Portuguese adventurer Magellan working for the Spanish throne on March 16, 1521. The Philippines had become a Spanish colony and was the first country to be named after a sovereign, Phillip II of Spain.1 Spanish rule had continued until 1898 when the Philippines had become an American colony following the Spanish-American War for the stately sum of $20 million. In 1942 during WWII, the Philippines had fallen under Japanese occupation and was liberated by American and Filipino forces under the leadership of General Douglas MacArthur in a fiercely contested battle that raged on between 1944 and 1945. The Philippines had attained its independence on July 4, 1946, and had a functioning democratic system. 2 The Philippines Archipelago consisted of 7,100 islands, covering an area of 299,735 square kilometers and was slightly larger than Arizona. The capital city of Manila was situated on the largest Philippine island of Luzon (see Exhibit 1). The Philippines had a gross domestic product (GDP) per capita of $3,400.3 The percentage of the population of the Philippines living below US$2 a day was 45.2 per cent in 2006.4 PHILIPPINE BUSINESS ENVIRONMENT Research conducted in 2009 showed that the Philippines was ranked 140th for ease of doing business and 155th for starting a business, out of a total of 178 countries. It took on average 15 procedures and a total of 52 days to complete business startup procedures in the Philippines compared to six procedures and 44.2 days and 5.8 procedures and 13.4 days for the same process in Asia and Organisation for Economic Cooperation and Development (OECD) countries, respectively.5 The Philippines had the second lowest savings and investment as share of GDP ratio in Asia6 (see Exhibit 2). PHILIPPINE FISHING INDUSTRY The Philippines has total territorial waters of 2.2 million square kilometers, of which coastal waters comprise 266,000 square kilometers and coastal reef area (10 to 20 fathoms deep, where reef fishing takes place) comprise 27,000 square kilometers.7 In 2003, the Philippines ranked eighth among the top fish-producing countries in the world with its total production of 3.62 million metric tons of fish, crustaceans, mollusks and aquatic plants (including seaweed). The production constituted 2.5 per cent of the total world production of 146.27 million metric tons.8 The fishing industryââ¬â¢s contribution to the countryââ¬â¢s GDP was 2.3 per cent and 4.2 per cent, at current and constant prices, respectively. The industry employed a total of 1,614,368 fishing operators nationwide,9 of which the artisanal fisheries sector accounted for 1,371,676.10 Artisanal fishing operations were typically family-based and used smaller craft. There were a total of 469,807 fishing boats in the Philippines, of which 292,180 were non-motorized and 177,627 were motorized.11 Fish was not only an important source of nutrition, but as fishing did not require landownership or special permits it was an employment of last resort for people who had no other means of subsistence. MIA, DENMARK MIA was established in Denmark in 1975 by wealthy businessman Hagen Nordstrom, who dedicated the NGO to his wife Mia and made fighting poverty his lifeââ¬â¢s work. (MIA stood for ââ¬Å"belovedâ⬠in Danish.) MIA had initially focused solely on poverty-alleviating projects in Africa and had expanded its operations to Latin America and the Caribbean only in the early 1990s. The grandson of Nordstrom, Gillis Nordstrom, had taken over as MIA chairman in 2004 on the eve of the Bander Aceh Tsunami of December 26, 2004, which devastated Southeast Asia and killed as many as 130,000 people.12 Nordstrom had taken initiative and redirected MIA to focus on disaster recovery and poverty alleviation projects in Southeast Asia. MIA had established an office in Manila in January 2006, and the young Danish development economist Borje Petersen was hired to manage the MIA Philippines office. Petersen was paid a starting salary of $75,000 a year plus housing, slightly below average for a comparable development economist position. Petersen knew that MIAââ¬â¢s attention was focused on Indonesia and Malaysia, which had been the hardest hit by the tsunami, and was anxious to carve out a position for MIA Philippines by designing an exceptional project. As the expansion into Asia was the pet project of MIAââ¬â¢s chairman, Petersen felt assured that funding would be easily appropriated and even expedited. Petersen knew that the average overseas posting for a development economist for MIA was two years and had quickly established contact with local and international stakeholders and set up numerous meetings with large development project counterparts such as the Asian Development Bank, the World Bank and the German development aid organization GFZ to get an expedited understanding of the Philippines and its unique needs. Based on the initial research, Petersen had decided that, whereas an agricultural project would be feasible, it would take a long time to realize and the outcome could be complicated given the Philippinesââ¬â¢ proneness to be hit by typhoons. Petersenââ¬â¢s research had revealed that small-scale aquaculture projects had been successfully implemented in the Philippines in the past. However, there were hardly any projects to speak of directed at artisanal fishing and picking up on the vested opportunity and his desire to deliver fast results and prove himself worthy of the task that MIA and its chairman demanded, he had chosen to design a project helping artisanal fishermen. Petersen had researched the possibility of helping a fishing village close to Manila and the search for the ideal village had come to a successful ending when MIAââ¬â¢s driver, Vicente Tubo, had mentioned how some of his distant cousins fished for a living in a fishing village seven to nine hours by car from Manila. A factfinding mission to the village Barangay San Hagon was undertaken and the village was thus chosen as the beneficiary of MIAââ¬â¢s pilot project in the Philippines. BARANGAY SAN HAGON Barangay San Hagon boasted 125 households and had a resident population of 625. San Hagon lay on the south coast of Luzon, the largest island of the Philippines. The Barangay was the smallest administrative division in the Philippines and stemmed from the Spanish ââ¬Å"Barrio.â⬠13 Barangay San Hagon was administered by a local government unit (LGU) and consisted of seven Barangay council members and a chairman. The chairman of Barangay San Hagon was Rafael Buenaventura, age 59, who had held office for more than a decade. Fishing villages in the Philippines were very vulnerable to external risk, especially natural calamities such as typhoons, flooding and fish kills, which severely affected their financial situation.
Causes And Effects Of Water Shortage Environmental Sciences Essay
Causes And Effects Of Water Shortage Environmental Sciences Essay Water crises have focused peoples attention on water shortage and degradation. Scarce water resources have had negative impacts on the world. Dubale states that water shortage and water degradation are causing serious problems for international security and for peoples health. Rozelle, Huang and Zhang (1997) explain that people face water shortages do not have enough water to meet their daily needs, while water degradation causes a decrease in the quality of peoples lives. One cause of water shortage is mismanagement of water resources, and one cause of water degradation is pollution. Water degradation affects people by causing health problems, and water shortage affects international security by causing regional controversies and conflicts. This essay will discuss two main causes of water shortage and water degradation and their effects on people and international security. One main cause of water shortage is mismanagement of water resources. Jiang (2009) states that as water become a limited and scarce resource relative to the dramatically growing human needs, effective management of the limited available water resources becomes critical. However, People have no incentive to save or use water efficiently, so effective management to deal with the externality of water use and market failure is needed. Over the past decades, Chinas water resource management, unfortunately, has been dominated by engineering projects to satisfy water demands rather than improving water use efficiency. The institutional system of water resource management is fragmented and ineffective. Lack of effective coordination and cooperation among water agencies has led to fragmented water resource institutions which prevent effective management of water resources. In addition, water rights system is the foundation of effective water resource management. Unfortunately, Chinas institut ional system of water rights has not been well developed and is not strictly enforced. Managing water resources based on water rights has not been successful. Much of the water use inefficiency and the current water scarcity in China can be attributed to an underdeveloped system of water rights. Pereira, Oweis and Zairi (2002) assume that mismanagement of water resources has increased Chinas vulnerability to increasingly severe water shortages. Farmers are also mismanagement water in China. Hu, Moiwo, Yang, Han, Yang (2010) explain that farmers are usually over irrigating their farms because they forget to turn off the water on time, and over irrigating the farms too often. These irresponsible behaviors waste a large amount of limited water resources, because less irrigation could yield similar productivity (Fan et al., 2012).Therefore, improper management of water causes the shortage of water. One main cause of water degradation is pollution from industry and agriculture. Wang (1989) state that water pollution started with industrial development in the 1950s and had become more serious since the 1970s in China. The major contribution to water pollution is industrial discharges, about 75 per cent of total wastewater being from industry. At present, only 20 per cent of factories have wastewater treatment facilities. Pollutants of wastewater include organic and toxic chemicals, such as phenols, oils, cyanides and heavy metals, they may flow into the rivers to cause hyper-eutrophic and fishless phenomenon for years. In addition, wastewater in industrial production also causes the water degradation. For instance, wastewater produced by some manufacturing activities, such as pulp and paper production, printing and dyeing, leather tanning and coal gasification, have very high concentrations of pollutants which are difficult to biodegrade. Ordinary treatment techniques are difficult to clean these kinds of wastewater. Some effective techniques are known but are too expensive to be acceptable to the factories. This type of pollution is diff icult to control in China. Qadir et al. (2009) state that excessive irrigation, which combined with overuse of chemical pesticides, have caused large scale of water quality deterioration, particularly in downstream areas of the Aral Sea Basin in Kazakhstan, and Uzbekistan, Central Asia. Therefore, water degradation mainly comes from industry and agricultures pollution. Having discussed the causes of water shortage and degradation, this essay will continue to discuss two main effects of water shortage and degradation in relation to international security and to peoples health in developing and developed countries. One main effect of water shortage is that it causes regional conflicts for water resources. Frà ¶hlich (2012) states that the water conflict in Middle East become one of the serious international security problems in the world. The Middle East region is primarily relying on agriculture, water is a highly scare resource in this region and there have been conflicts over the ownership and use of water resources. Water supplies in Middle East are limited, unequal used and overused. Israel has controlled Jordan River and its aquifers, and sells little water to Palestine and Jordan. The current Palestine water supply is restricted and limited by Israel. Israel rejects to acknowledge Palestines water rights, while water consumption of Israel is four to six times higher than Palestinians. These unequal consumption of water caused conflicts among these countries which around the Jordan River. Aliewi (2009) argues that it is necessary to negotiate between the Palestine and Israel in which the International Law will be used to solve the conflict over water. The Palestinians should recover their water rights and fair share in water resources. Haftendorn (2000) also claim that in South America, a long term debate about building the Brazilian-Paraguay dam project on the Parana River caused international conflict between Argentina, Bolivia, Brazil, Paraguay and Uruguay. The project was prevented by countries located at lower basin region, who were afraid that the Parana River might be cut off by the dam and would threat their access to this water resource. Therefore, water shortage has affected the regional conflicts among many countries. One main effect of water degradation is that it causes health problems. Pimentel et al. (2007) state that diseases are spreading by polluted water, such as diarrhea, malaria, tuberculosis, and measles, threating the peoples health. Tarrass and Benjelloun (2012) maintained that forty per cent of peoples deaths are attributed to organic and chemical pollutants. Gleick (2002) conclude that more than two million of infants and children die each year from diarrhea, which is caused largely by contaminated water. Epstein, Ford, Puccia, and Possas (2006) state that polluted water led 80 per cent of the diseases around the world, while 90 per cent of these diseases are spreading in developing countries. Pimentel et al. (2007) also maintain that even in developed countries, diseases caused by water degradation have also had an impact on peoples health. For example, in the USA, diseases caused by water degradation lead to 900 deaths each year (Pimentel et al. 2007). Tarrass and Benjelloun (2012 ) state that polluted water is closely linked diseases. According to Bartram, Lewis, Lenton, and Wright (2005), diseases related to unsafe water is the most common cause of illness and death among the poor people in developing countries. For example, 1.6 million deaths each year can be attributed to health problems caused by water pollution (Bartram, Lewis, Lenton, and Wright, 2005). Therefore, water degradation has affected peoples health. In conclusion, water shortage and water degradation have two main negative effects on people and international security. The main cause of water shortage is mismanagement of water for industrial production, irrigation and leading to regional conflicts on water resources. And the main cause of water degradation is water pollution caused by chemicals which are difficult to biodegrade. Water degradation causes serious diseases for peoples health around the world. In order to solve these problems, all the countries should cooperate together to solve the water crises, distribute water resources rationally, reduce water pollution effectively and purify polluted water rapidly. People around the world should also take responsibility to save water in their daily lives.
Wednesday, October 2, 2019
Holiday On Mackinaw Island :: essays research papers
Audience: Vacation Takers, Recommended for Over 20 Years OldAlthough Mackinaw Island is very small, it is very beautiful and has lots of exciting activities, such as bicycling, horseback riding, buggy riding, and fudge shopping. Mackinaw Island is located in the upper part of Michigan between Lake Huron, Lake Michigan and Lake Superior. It makes a perfect place for a quick getaway. The tourist season runs from mid-May to mid-October. The Island, being only 8.2 miles around, looks like a small old-fashioned town. Mackinaw Island is usually packed with people making the main road look narrow. Often fifty bicycles or more are parked on both sides of the road every 300 feet. People are walking in every direction. Horses walk on the right side of the street and horse buggies wait to pick up passengers. The place looks very congested and it doesn't look like an enjoyable vacation spot but a little farther away from the downtown area peace and beauty exists.Mackinaw Island has beautiful scenery. One unique place, the Arch Rock, looks very neat. It towers above the tourists. The rock has a huge round hole carved in it making it resemble like a donut hole. It is about fifteen to twenty feet in diameter. Through the hole, tourists can only see the bicycle path and Lake View. The lake has clear blue water. One of the other attractive places it has is the butterfly house. Hundreds of butterflies fly around the house. When they get tired, they sit on one of the wire fences. They are in every size and color. Some of them look like ladybugs and others look like zebras with black and white stripes.Mackinaw Island has lots of activities to do from riding bicycles to horse carriage tours. Motorized vehicles are not allowed on the Island. One of the exciting activities the Island has is the bicycle riding, which is different from other bicycle rides because it is around the shoreline. The bicycle path is seven miles around the shoreline road. The path is very peaceful, unlike the Island's downtown area. Signs on brown boards on the left side of the road describe the next upcoming scenery. Wherever there is scenery to view there is a special parking place for the bicycles. When tourists get tired while riding bicycles they can just pull over on the side and sit along the lake and enjoy the sun and the Lake View.
Persuasive Essay: Drunk Driving :: DUI, Alcohol, research papers
Each year numerous lives are lost due to careless and irrational driving. The disregard for safe driving has been a predicament to Queensland for years. For many years? police have relied heavily on speed cameras, breathe testing and heavy fines as a deterrent against unlawful drivers. Over the years fatality rates have increased, so Queensland Transport has composed a series of safe driving campaigns. On many occasions the transport department informs and advises the public about the importance of responsible driving. They propagate safe driving through the various channels of the media. Their safe driving campaign is now using effective propaganda aimed directly at speeding; drink driving and tired and reckless driving Repetition is often used in the safe driving campaign in order to successfully convey their message and also to ensure, that the viewer retains their main idea. Fear is also often used in an effort reach the viewer on an emotional level. Presently the Government and the transport department have worked in collaboration with one another to bring forth a message to the public about road safety. And since road fatalities have affected Australia so much that the advice has become propaganda in every sense of the term ? There is one idea propagated repeatedly in an emotional manner with appropriate cartoons and even name-calling. But has the massive propaganda campaign set out by the Government and the transport department been effective in ensuring the safety of motorist Philosophy is important when it comes to propaganda, mainly because a propaganda primarily focus?s on one main idea. The safe driving campaign is directed to be of the general good for the public. It convinces the common people of the importance of life and makes them aware of the consequences that come from small and simple choices they make everyday. Article #1 is a very effective piece of propaganda in that it captures the reader?s attention successfully by placing a picture of a dog in the focal point of the article. The dog plays a vital role in this piece of propaganda in that it represents a loved one, family and anything cherished. It shows what could be left behind, if a driver chose to ignore safe driving. The breed of dog is also very important. Choosing a sorrowful dogs face, further enhanced the emotions of the reader, as the article wouldn?t have the same effect if a dangerous dog was shown instead Persuasive Essay: Drunk Driving :: DUI, Alcohol, research papers Each year numerous lives are lost due to careless and irrational driving. The disregard for safe driving has been a predicament to Queensland for years. For many years? police have relied heavily on speed cameras, breathe testing and heavy fines as a deterrent against unlawful drivers. Over the years fatality rates have increased, so Queensland Transport has composed a series of safe driving campaigns. On many occasions the transport department informs and advises the public about the importance of responsible driving. They propagate safe driving through the various channels of the media. Their safe driving campaign is now using effective propaganda aimed directly at speeding; drink driving and tired and reckless driving Repetition is often used in the safe driving campaign in order to successfully convey their message and also to ensure, that the viewer retains their main idea. Fear is also often used in an effort reach the viewer on an emotional level. Presently the Government and the transport department have worked in collaboration with one another to bring forth a message to the public about road safety. And since road fatalities have affected Australia so much that the advice has become propaganda in every sense of the term ? There is one idea propagated repeatedly in an emotional manner with appropriate cartoons and even name-calling. But has the massive propaganda campaign set out by the Government and the transport department been effective in ensuring the safety of motorist Philosophy is important when it comes to propaganda, mainly because a propaganda primarily focus?s on one main idea. The safe driving campaign is directed to be of the general good for the public. It convinces the common people of the importance of life and makes them aware of the consequences that come from small and simple choices they make everyday. Article #1 is a very effective piece of propaganda in that it captures the reader?s attention successfully by placing a picture of a dog in the focal point of the article. The dog plays a vital role in this piece of propaganda in that it represents a loved one, family and anything cherished. It shows what could be left behind, if a driver chose to ignore safe driving. The breed of dog is also very important. Choosing a sorrowful dogs face, further enhanced the emotions of the reader, as the article wouldn?t have the same effect if a dangerous dog was shown instead
Tuesday, October 1, 2019
Disease Management
Disease management pertains to the concept of assisting in healthcare expenditures and augmenting the quality of life through prevention and health maintenance. Disease management is associated with a commitment to provide guidance, information, advocacy and service to its members in order for them to feel a positive change. An ideal health care model aims to improve the quality and efficiency of health care assistance, to increase the accessibility to health care services for various populations, to increase price and quality transparency and to ascertain accountability for all services received.In order to achieve these goals, certain disease management programs have linked with Aetna and United Healthcare, which improves both benefits and the marketing of health insurance industry. One policy of disease management involves the improvement of the quality and efficiency of health care for its members (Barry and Basler, 2007). This policy feature is associated with routine measuremen t of the performance of its plans. It also encourages highly efficient health care options to its members, as well as the application of information technologies in keeping and maintaining patient health records.The use of prescribing medications electronically is also presented, which helps in keeping the patients safe from errors of drug consumption, as well as duplication of services, which are deemed to be wasteful in terms of money, time and effort. Such improvement may also advance the mode of access for health test results and other information. Another policy being promoted by disease management programs involve the availability of health care services to varied populations at reasonable prices.Such feature concentrates on outreach programs that provide materials and services to different communities using other languages that are applicable to specific ethnic groups. This element may be a valuable feature in interacting with its members, so that the patients may freely expr ess their needs and concerns regarding health care and its associated services. It is also very useful in making its non-English speaking members to understand what has been assessed or what is needed in order to help them in their health maintenance, including chronic care and disease management.The use of the multi-language approach also prevents miscommunications and misunderstandings between the program and its members. The benefits of such effort will include a greater chance for its members to understand any information that is provided to them, including the quality, effectivity and costs of the health care services. It also allows the members to make their own decisions about their own health care plans because they are empowered to interact and ask questions about aspects that concern their health.A disease management program also includes the regular monitoring and assessment of its health plan and its subsequent dissemination of information to its members (Gearon, 2006). Such feature is valuable in terms of its goal in continuously improving the health care performance and efficiency of its plans. And it is also known that the most reliable way of improving any health care plan is by gathering the comments and suggestions of the end-users, which are actually the members itself, who directly apply such health care plans to their daily lives.A disease management program appraises its healthcare policy and features every year. Such comprehensive review of the policy often times lead to points of improvement. These are then actively considered an incorporated into the working health policy and its members are likewise advised of the new changes. Any other comments or suggestions are freely expressed by its members, and the program at the same time welcomes such constructive criticisms. Healthcare marketing is a phenomenon that actively promotes features of healthcare industry.A successful healthcare marketing process follows the three major concepts fra mework, view point and definition. Healthcare marketing has dramatically changed over the last decade, mainly due to reforms initiated by the government (Barry and Basler, 2007). One prime modification in the healthcare market is the incorporation of Medicare, which works as a form of reimbursement for healthcare institutions. A few decades ago, healthcare investigators attempted to establish the relationship between healthcare practitioners and patients.One of the observations they observed was that patients often had only a few choices in terms of healthcare providers hence they have no resort but to maintain a relationship with a particular doctor amidst substandard patient care delivery. Another observation the investigators observed was the patients tend to screen or try out different physicians and just pick out which physician works best with their own personal preference. In addition, other individuals would also screen different hospitals and then later decide which hospita l serves them best in terms of their hospital needs. References Barry P and Basler B (2007):Ã Healing our system.Ã AARP Bulletin, March, 2007.Ã Retrieved on July 25, 2007 from http://www.aarp.org/bulletin/yourlife/healingoursystem.html Gearon C (2006):Ã State-by-State List of HMO report cards online.Ã AARP Bulletin, January 2006.Ã Retrieved on July 25, 2007 from http://www.aarp.org/bulletin/yourhealth/a2003-08-07-hmoreport.html
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